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Savings Plans

Home Personal Savings

Saving Made Easy, Support Made Personal

Saving should be simple—and with State Bank of Herscher, it is. Whether you’re preparing for life’s surprises, working toward a big goal, or building better habits, we have savings accounts designed to match your needs.

Enjoy the flexibility to manage your money your way, backed by the personal support of a team that’s always here for you.

Stop in or call today, and let’s find the savings option that’s right for you.

Product Name

Best For

Min. Balance Requirement

Earns Interest*

Monthly Fee

Min. Deposit to Open

Foresight Savings

Customers looking for a traditional savings account to store their money and maintain access.

$250

Yes

Monthly maintenance fee if minimum balance requirement is not met. 

$100

Foresight Classic Money Market

Customers who want to take advantage of tiered interest with lower balance requirements.

$2,500

Yes (tiered)

Monthly maintenance fee if minimum balance requirement is not met. 

Paper statement fee if not enrolled in eStatements

$100

Foresight Premier Money Market

Customers seeking tiered interest rates who can maintain a $10,000 minimum balance.

$10,000

Yes (tiered)

Monthly maintenance fee if minimum balance requirement is not met.

 

Paper statement fee if not enrolled in eStatements

$100


Come see us in Herscher or Limestone today to open your savings account! 

Already a customer?  Call ahead, we can get your paperwork started.

*Closing the account before interest is credited forfeits the interest accrued. Interest rate is subject to change at bank's discretion.

You can also use our Monthly Savings Calculator to determine how much you need to save each month to hit your goal.

Monthly Savings Calculator

Have a particular savings goal in mind? Use this calculator to see how much you need to save each month to reach your goal.

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