Loan Solutions for Business Owners

Business Lending Solutions

Local Decisions. Customized Financing. Lasting Impact.

Strong local businesses build strong communities—and at State Bank of Herscher, we’re committed to supporting that growth every step of the way. As your community lender, we offer financing designed to fit your needs, backed by personal service and decisions made right here at home.

We understand that no two businesses are alike. Whether you’re managing daily operations, investing in equipment, expanding to a new location, or planning for long-term growth, our team is here to help you move forward with confidence.

Our business lending solutions do more than provide capital—they keep dollars working locally, strengthening the economy and the relationships that make our community thrive.

Financing Options Designed for Your Goals

Lines of Credit – Ideal for seasonal cash flow, operating expenses, or growth opportunities.
Term Loans – Fund equipment purchases, business expansion, or partner buy-ins.
Real Estate Loans – For owner-occupied or investment properties, including commercial, industrial, and multi-family.
Loan Program Partnerships – Access SBA 7(a), SBA 504, Advantage Illinois, and other specialized programs.
Advisory Services – Leverage strategic alliances for mergers & acquisitions, mezzanine financing, and long-term rate protection.
Equipment & Municipal Leasing
In addition to traditional financing, we offer equipment and municipal leasing through our partnership with Bankers’ Bank. With flexible terms, 100% financing, and no prepayment penalties, leasing gives your business another tool to stay competitive—especially for industries like agriculture, construction, public service, and more.

Let’s Start the Conversation

To explore the right financing solution for your business, contact State Bank of Herscher today to schedule an appointment with one of our commercial bankers.

Business Loan Application (PDF)

Personal Financial Statement (PDF)

Business Loan Application (PDF)

Personal Financial Statement (PDF)

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