NexGen Youth Accounts Designed for What's Next
Whether it’s a first savings account or a simple way to manage everyday spending, our NexGen Accounts at State Bank of Herscher are designed for students and young adults under 25. With convenient digital tools like online and mobile banking, eStatements, and mobile deposit, managing money is easy while building strong financial habits along the way. From earning interest to celebrating milestones, we’re here to support every step—stop by your local State Bank of Herscher branch to get started today.
NexGen Youth Program
We’re excited to introduce our NexGen Program—designed to celebrate milestones, reward progress, and help young account holders build strong financial habits from an early age.
With fun, rewarding features built right into their banking experience, NexGen makes it easy for kids and teens to stay engaged while learning the value of saving and earning.
Birthday Rewards 🎂
Every birthday deserves to be celebrated. NexGen account holders age 18 and under will receive a birthday postcard they can bring into any branch to redeem a special birthday gift—making their big day even more memorable.
Pay for Grades 📚
We’re also rewarding hard work in the classroom. Students in grades K–12 can earn money for their report card grades, with rewards deposited directly into their NexGen account. It’s a simple way to encourage achievement while building savings.
Compare Your Account Options
Product Name | Best For | Min. Balance Requirement | Earns Interest | ATM Benefits | Special Features |
|---|---|---|---|---|---|
Foresight NexGen Checking | Students and young adults under 25 managing everyday expenses | No | No | ATM Surcharge Refunds on all ATM's* | $100 min. Opening Deposit Mastercard Debit Card Bill Pay Pay for Grades (K–12)*** Birthday Celebrations (through 18) eStatements* |
Foresight NexGen Savings | Students and young adults under 25 looking to build smart saving habits | $25** | Yes | No | $100 min. Opening Deposit Pay for Grades (K–12)*** Birthday Celebrations (through 18) |
**Monthly Maintenance fee applies if balance falls below $25.
***Pay for Grades is available to K–12 students with an active NexGen Checking or NexGen Savings account. Final report cards must be presented between May 1 and August 31 of the current year. Payouts are based on final grades or equivalent marks, with a maximum payout of $25 per student, per year. Account must be open and in good standing. Offer subject to change without notice.