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Youth Accounts

NexGen Youth Accounts Designed for What's Next

Whether it’s a first savings account or a simple way to manage everyday spending, our NexGen Accounts at State Bank of Herscher are designed for students and young adults under 25. With convenient digital tools like online and mobile banking, eStatements, and mobile deposit, managing money is easy while building strong financial habits along the way. From earning interest to celebrating milestones, we’re here to support every step—stop by your local State Bank of Herscher branch to get started today.

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Compare Your Account Options

Product Name

Best For

Min. Balance Requirement

Earns Interest

ATM Benefits

Special Features

Foresight NexGen Checking

Students and young adults under 25 managing everyday expenses
No
No
ATM Surcharge Refunds on all ATM's*
$100 min. Opening Deposit
Mastercard Debit Card
Bill Pay
Pay for Grades (K–12)**
 Birthday Celebrations (through 18)
eStatements*

Foresight NexGen Savings

Students and young adults under 25 looking to build smart saving habits
$25*
Yes
No
$100 min. Opening Deposit
Pay for Grades (K–12)**
 Birthday Celebrations (through 18)
*ATM refunds up to $20 per statement cycle. Paper statement Fee if not enrolled in eStatements.
*Monthly Maintenance fee applies if balance falls below $25.
**Pay for Grades is available to K–12 students with an active NexGen Checking or NexGen Savings account. Final report cards must be presented between May 1 and August 31 of the current year. Payouts are based on final grades or equivalent marks, with a maximum payout of $25 per student, per year. Account must be open and in good standing. Offer subject to change without notice.
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