Checking Accounts

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Find the Account that Best Suits Your Needs

Your checking account is the most important financial tool you will use. That’s why we offer numerous options at State Bank of Herscher.


E-Access Checking

Banking at your fingertips!  Debit card, Online Banking, Bill pay and Mobile banking available with unlimited transactions.  This account is fee free with a direct deposit and enrollment in E-statements.  In the event that a paper statement is mailed and a direct deposit is not made, a $5.00 monthly fee will apply.  Minimum deposit of $100 required to open.

Hometown Checking

Benefits galore!  Unlimited transactions, Debit card, Online banking, Bill pay, Mobile banking, optional E-statements, Free Club checks (two boxes a year), Fee free special services (fee free cashier’s check purchases and gift cards,  and two fee free vehicle sticker purchases a year), Safe Deposit Box discount of $15.00 for the first year and $5.00 off each year after with auto pay.  Monthly maintenance fee of $7.  Minimum deposit of $100 required to open.

Hometown Interest Checking

All the benefits of the Hometown Checking but pays interest!  Interest is compounded monthly and credited to your account on the last day of the month.  Monthly maintenance fee of $9. Minimum deposit of $100 required to open.**


Come see us in Herscher or Limestone today to open your checking account!

**Closing the account before interest is credited forfeits the interest accrued.

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