Find the Checking Account that Fits Your Banking Preference!
Everyone manages their money differently and has unique financial goals. That’s why State Bank of Herscher offers a variety of checking account options to fit your needs—no matter your age or stage of life. Explore our available accounts below to find the one that’s right for you.
For current rates, fees, and complete account details, please contact our State Bank of Herscher's Customer Service team at 815-426-2156.
Product Name | Best For | Min. Balance Requirement | Earns Interest | Monthly Fees | ATM Benefits | Special Features |
|---|---|---|---|---|---|---|
Foresight Classic Checking | Individuals seeking basic checking | No | No | Paper statement fee if not enrolled in eStatements | No | $100 min. Opening Deposit
Overdraft Privilege Program eligible |
Foresight Protect | Customers | No | No | Monthly maintenance fee applies
Paper statement fee if not enrolled in eStatements | ATM refunds up to $20 per statement cycle | $100 min. Opening Deposit
Overdraft Privilege Program eligible
ID Protect® Services |
Foresight Interest | Customers who maintain higher balances and want interest | $1000 | Yes | Monthly maintenance fee if minimum balance requirement is not met.
Paper statement fee if not enrolled in eStatements | ATM refunds up to $20 per statement cycle | $100 min. Opening Deposit
Overdraft Privilege Program eligible |
Foresight Health | Customers with health-related spending needs | $100 | Yes | Monthly maintenance fee if minimum balance requirement is not met.
Paper statement fee if not enrolled in eStatements | No | $100 min. Opening Deposit
Health Savings Account must be combined with a High-Deductible Healthcare Plan. |
| Foresight Prestige* | Customers age 50+ who are looking for premium benefits. | $1,000
| Yes | Monthly maintenance fee if minimum balance requirement is not met.
Monthly maintenance fee applies | ATM refunds up to $20 per statement cycle | $100 min. Opening Deposit
Overdraft Privilege Program eligible
Free checks
Free cashiers checks
Free seminars
50% off safe deposit box
Exclusive Travel Options |
Foresight Prestige Protect* | Customers age 50+ who are looking for premium benefits. | $1,000 | Yes | Monthly maintenance fee if minimum balance requirement is not met.
Monthly maintenance fee applies | ATM refunds up to $20 per statement cycle | $100 min. Opening Deposit
Overdraft Privilege Program eligible
Free checks
Free cashiers checks
Free seminars
50% off safe deposit box
Exclusive Travel Options
ID Protect® Services |
*Must maintain $25,000 in combined checking, savings, and/or CD deposits at Foresight Bank
Still unsure which account is best for you?
Come see us or give us a call. Our Bankers will work through the details with you, offering the personalized, friendly and knowledgeable customer service you expect from a community bank.
1Some benefits require registration/activation. IDProtect is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a “signer” on the account who is not an account owner. Family includes: Spouse, person qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household.