Your Home, Your Future—Guided by Local Experts
Buying a home is a major milestone, and the right mortgage partner can turn the process into a smooth, confident journey. At State Bank of Herscher, our knowledgeable lending team is by your side from your first tour to your closing day.
Rooted in the community and backed by years of experience, we offer more than home loans—we provide trusted guidance, personal support, and financing solutions designed just for you.
Our Tailored Loan Solutions
| Loan Option | What You Need to Know |
|---|---|
| Conventional Loans (Fixed or Adjustable Rate) | A popular choice for qualified buyers. Offers predictable payments with fixed rates or flexibility with adjustable options. |
| Construction Loans | Financing for new home builds or major renovations. Interest-only payments during construction with options to convert to permanent financing. |
| Government Loan Programs | Includes options like IHDA (Illinois Housing Development Authority), Down Payment Plus (DPP), and other grant programs that help make homeownership more accessible with down payment or closing cost support. |
Contact a member of our team to apply today! (815) 426-2156
How to Get Started:
You can apply online by clicking here. This link will take you to a third-party processor that securely takes the application and makes it available to State Bank of Herscher. A loan officer will reach out to you after you submit your application to further review your options and inform you of the next steps.
