Certificates of Deposit

Home Personal Certificates of Deposit

Secure Savings for Peace of Mind

Not every savings or investment product is worth the wait or the risk. However, a certificate of deposit from State Bank of Herscher ensures that your investment today will grow over time while also being protected to the maximum limit by the FDIC.

It’s guaranteed growth with greater peace of mind!

Benefits and Features of Our CDs

A variety of certificates of deposit at competitive interest rates are available.  Maturity schedules are from a minimum of six months to several years.  Interest is paid quarterly, semi-annually or annually.  After the account is opened, you may not make deposits or withdrawals from the account until the maturity date, with the exception of paid interest.  If you withdraw the principal before the maturity date, a penalty equal to six months interest will be charged to your account for CD’s with terms of less than one year, and a penalty equal to twelve months of interest will be charged to your account for CD’s with terms of one year and over.  You will have a grace period of ten (10) calendar days from the maturity date to withdraw funds without being charged a penalty.

Visit State Bank of Herscher in Herscher or Limestone today to open your CD account!

Future Value Calculator

Use this calculator to determine tomorrow’s value of today’s investment.

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