FDIC INSURANCE COVERAGE LIMITS THROUGH DECEMBER 31, 2013

FDIC Deposit Insurance Coverage Limits through December 31, 2013 by account ownership category

Single Accounts owned by one person $250,000 per owner

Joint Accounts owned by two or more persons $250,000 per co-owner

Certain Retirement Accounts includes IRAs $250,000 per owner

Revocable Trust Accounts $250,000 per owner per beneficiary up to 5 beneficiaries (more coverage available with 6 or more beneficiaries subject to specific limitations and requirements)

Corporation, Partnership and Unincorporated Association Accounts $250,000 per corporation, partnership or unincorporated association

Irrevocable Trust Accounts $250,000 for the non-contingent, ascertainable interest of each beneficiary

Employee Benefit Plan Accounts $250,000 for the non-contingent, ascertainable interest of each plan participant

Government Accounts $250,000 per official custodian

To calculate your deposit insurance coverage Use the FDIC’s Electronic Deposit Insurance Estimator (EDIE) at: www.fdic.gov/edie.

For questions about FDIC coverage limits and requirements Visit www.fdic.gov/deposit/deposits., call Toll Free 1-877-ASK-FDIC, or call State Bank of Herscher at 815-426-2156.