Certificates of Deposit

Interest rates are determined by State Bank of Herscher. We offer a variety of certificates of deposit at competitive interest rates. Maturity schedules are from a minimum of days to several years. Interest is paid quarterly, semi-annually or annually either by an interest check or compounded onto the certificate. Call us for quotes on current rates or see our lobby display. The penalty for early withdrawal from certificates with terms of less than one year is 6 month's loss of interest; for one year and over is 12 month's loss of interest. Renewable CD's will automatically renew at maturity. You will have 10 calendar days from the maturity date to withdraw funds without being charged a penalty. Non-renewable CD's will not renew automatically at maturity. If you do not renew this account, your deposit will be placed in a non-interest bearing account.

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Contact State Bank of Herscher @ 815-426-2156 / Limestone @ 815-932-9160