State Bank of Herscher

Now Account

Minimum deposit of $1000 to open an account.
Interest is compounded monthly and credited on the last day of each month. If you close your account before interest is credited, you will not receive the accrued interest.
Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account monthly.
Customers who maintain a $1000 daily balance will not be assessed a monthly service charge.
Customers who fail to keep the minimum balance will be assessed a $5 service charge each month.
Non-personal NOW customers will be assessed 20 cents per check after the first 20 checks each month. This does not include deposit activity.
NOW account is limited to natural persons, governmental units and non-profit organizations. As per Government regulations, corporations are not allowed to have a NOW account.

Super Now Account

Minimum deposit of $2500 to open an account.
Interest is compounded monthly and credited on the last day of each month. If you close your account before interest is credited, you will not receive the accrued interest.
Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account monthly.
There is a $2500 minimum daily balance required. Accounts with less than the minimum balance will be assessed a $10 service charge each month.
This account is limited to natural persons, governmental units and non-profit organizations. Corporations or businesses are not allowed to have a Super NOW account.

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